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Charitable Gift Annuity
This is a simple contract between the donor and the University of Richmond. In exchange for the gifted asset, the donor receives guaranteed, fixed payments for life. Gifted assets may be in the form of cash or appreciated stocks.

Charitable Remainder Trust
This is a trust agreement with the University or other trustee. Payments to the income beneficiary from this type of trust are a percentage of the trust corpus, as valued annually, gifted assets may be cash, appreciated securities or real estate.

Charitable Lead Trust
This is a trust agreement with the University or other trustee that provides payments to the University of Richmond for a term of years. At the end of the term, the principal is distributed to the donor, the donor's family or other non-charitable beneficiary.

Charitable Bequest
A charitable bequest is a provision in your will that names the University of Richmond as the recipient of part of your estate. This may be a specific bequest, a percentage bequest, or a residuary bequest

Please call us or respond via email and we will provide illustrations that may fit your specific needs.

Which gift plan is best for you? Your best choice is the giving option that best fits your overall needs and goals.
If Your Goal Is To:	Your Best Option Is:	Your Benefits Will Be:
Retain full control of assets during your lifetime	A bequest in will or living trust	Retaining control of your assets during your lifetime and receiving an estate tax deduction
Convert property to a higher income level and receive guaranteed payments for life	A charitable gift annuity	Receiving an income tax deduction and guaranteed fixed payments for life, with payments partly tax-free
Convert property to a higher income level, diversify assets, and receive income payments	A charitable remainder trust	Receiving an income tax deduction and avoiding capital gains tax when your highly appreciated assets are diversified to produce additional income for you
Convert property to a higher income level and defer income payments until later	A deferred payment charitable gift annuity	Receiving an income tax deduction and future payments
Make a current gift to U. of Richmond while reducing or eliminating gift and estate taxes on assets transferred to family	A charitable lead trust	Passing assets on to your family with minimal or no gift or estate taxes
Avoid double taxation on IRAs, Section 401(k) plans, or defined contribution plans	A retirement plan naming U. of Richmond as the beneficiary at death	Retaining control of your assets during your lifetime and avoiding estate and income taxes on your retirement plan
Avoid capital gains tax on the sale of a home or other real estate	A gift of real estate to U. of Richmond	Receiving an income tax deduction and avoiding capital gains tax
Preserve lifetime use of home or farm and receive a current tax deduction	A life estate reserved	Retaining control of your home or farm during your lifetime and avoiding estate and income taxes
Avoid tax on capital gains realized on marketable securities	A gift of appreciated marketable securities to U. of Richmond	Receiving an income tax deduction and avoiding capital gains tax